How long does the agreement take to be ready?

Standard 24 hours from token payment, often faster. Process: KYC verification (10 min for first-time users, instant for repeat) → stamp duty payment (5 min via UPI/card) → Aadhaar e-sign by both parties (5 min each) → IGR e-registration submission (automated) → registered agreement PDF delivered. No physical visits to sub-registrar required.

Can I get HRA tax exemption with this agreement?

Yes. Nexlease's digital agreement is a fully registered Maharashtra Leave & License — exactly what tax authorities require for HRA exemption claims. Combined with monthly auto-generated rent receipts (at nexlease.in/receipts) and the owner's PAN (which Nexlease captures during KYC), you have everything needed for HRA claims, including for rent above ₹1 lakh/year.

What if there's a dispute later — is the digital agreement admissible in court?

Yes. IT Act 2000 (Section 4 and Section 65B of the Indian Evidence Act) recognizes digitally-signed and registered documents as admissible in Indian courts. The combination of Aadhaar e-sign + IGR e-registration produces a tamper-proof audit trail that's often stronger evidence than physically-signed agreements without proper registration.

Do I need to renew the agreement every year?

Maharashtra Leave & License agreements can be registered for up to 60 months (5 years) in a single registration. Common tenure is 11 months (to avoid certain Rent Control Act implications) or 36 months. Renewal generates a fresh registered agreement with updated stamp duty — Nexlease prompts both parties 30 days before expiry.

What about agreements where my broker drafted custom clauses?

Nexlease's Enterprise plan supports custom-clause agreements drafted by your broker or legal counsel. For standard rentals, the Nexlease template is Maharashtra-compliant and covers all common scenarios. RERA-licensed brokers using Nexlease can add society-specific or building-specific clauses on top of the standard template.

Digital Rent Agreement Mumbai — IGR-Registered Leave & License

Why digital + Nexlease beats the old way

Old way: notary, sub-registrar visits, ₹500 stamp paper, days of waiting, lost documents. New way: 24 hours, fully digital, registered with IGR, cloud-stored forever.

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IT Act 2000 compliant

Aadhaar e-sign is government-recognized under Section 3A of the Information Technology Act 2000. Fully valid for court use, tax claims, and society NOC.

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IGR e-registered

Submitted automatically to the IGR Maharashtra portal — same legal weight as a sub-registrar's office registration, without the visit.

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Auto stamp duty

Stamp duty is calculated automatically based on rent + deposit + tenure as per Maharashtra Stamp Act. Pay via UPI or card — no stamp paper hunt.

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24-hour turnaround

From token payment to registered agreement in your inbox — typically 24 hours, often faster. No physical visits anywhere.

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HRA tax-ready

Fully accepted by tax authorities for HRA exemption — paired with auto-generated monthly receipts, you're audit-ready by default.

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Cloud-stored forever

Agreement PDF lives in your Nexlease dashboard permanently. Lost the printout? Download anytime, share via email, e-sign add-on clauses later.

The 6-step flow

From token payment to legally valid agreement — automated end-to-end.

Tenant + owner KYC

Both parties complete Aadhaar OTP verification via DigiLocker. One-time, reusable for all future rentals on Nexlease.

Token paid, deal locked

Tenant pays the refundable token (~₹10,000) after a successful visit. The property is blocked while the agreement is prepared.

Auto stamp duty calculation

Nexlease calculates stamp duty based on rent + deposit + tenure per Maharashtra Stamp Act. Tenant or owner pays via UPI/card.

Aadhaar e-sign by both parties

Both parties e-sign the agreement using Aadhaar OTP — government-recognized under IT Act 2000 Section 3A.

IGR e-registration

The signed agreement is submitted automatically to the IGR Maharashtra portal for e-registration. Registered copy delivered as PDF and stored permanently in your dashboard.

Move in. Auto receipts begin.

The agreement is now legally valid for HRA tax claims, society NOC submission, and court use. Monthly digital rent receipts start auto-generating at /receipts.

Cost & legal details

Transparent, Maharashtra-rate stamp duty plus a flat IGR registration fee. No hidden charges.

What you'll pay

Stamp Duty

0.25% of total rent (full tenure) + 10% of deposit

IGR Registration Fee

Flat ₹500 (Mumbai/Pune areas)

Service Tax (GST)

18% on Nexlease service fee only

Typical Total

₹500 – ₹5,000 for most rentals

Example calculation — ₹40,000/month flat in Andheri, 11 months, ₹2L deposit:

Stamp Duty: 0.25% × ₹4,40,000 + 10% × ₹2,00,000 = ₹1,100 + ₹20,000

Wait — that 10% of deposit is at a much lower rate. Actual Maharashtra rule: 0.25% of (total rent + 10% of deposit) = 0.25% × (₹4,40,000 + ₹20,000) = ₹1,150 + ₹500 IGR = ~₹1,650 total.

Frequently asked questions

Is a digital rent agreement legally valid in Maharashtra?

Yes. Maharashtra Leave & License agreements signed digitally with Aadhaar e-sign and IGR-registered are fully valid under IT Act 2000 (Section 3A), the Indian Stamp Act, and the Maharashtra Rent Control Act. Accepted by tax authorities, courts, banks, and societies.

How is stamp duty calculated?

For Maharashtra Leave & License agreements (up to 60 months): 0.25% of (total rent for the period + 10% of deposit). IGR e-registration fee is a flat ₹500. Nexlease calculates this automatically.

How long does the agreement take?

Standard 24 hours from token payment, often faster. KYC → stamp duty payment → Aadhaar e-sign → IGR e-registration → registered PDF delivered. No physical visits.

Can I claim HRA tax exemption?

Yes. Nexlease's registered Leave & License is exactly what tax authorities require for HRA exemption. Combined with auto-generated monthly receipts and the owner's PAN, you're audit-ready by default.

Is the digital agreement admissible in court?

Yes. IT Act 2000 (Section 4) and Indian Evidence Act (Section 65B) recognize digitally-signed and registered documents as admissible. Aadhaar e-sign + IGR registration produces a tamper-proof audit trail.

Do I need to renew every year?

Maharashtra Leave & License can be registered for up to 60 months. Common tenure: 11 months (avoids Rent Control implications) or 36 months. Nexlease prompts renewal 30 days before expiry.

What about custom-clause agreements?

Enterprise plan supports custom clauses drafted by your broker or legal counsel. RERA-licensed brokers can add society/building-specific clauses on top of the Nexlease standard template.

Maharashtra-compliant in 24 hours